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A Guide To Financial Aid For Texans

You know you want to go to college. Or that your son or daughter wants to go. But how will you pay for it?


In the links below, you can find a broad cross-section of websites that offer a guide to learning everything you need to know about affording college. Whether you're considering one of the University of Texas System's nine academic campuses - or a public or private college in Texas and even other states - you can start to find the answers here.


For example, the federal government offers Pell Grants and opportunity grants for lower-income families, as well as low-interest loans and work-study programs. Families with a student in college are also eligible for federal tax benefits, including deductions and credits, which refunded more than $4.9 billion to taxpayers in 2000 alone.


In Texas, scholarships are available for a range of applicants as diverse as fifth-year accounting majors to nursing students, from students who plan to work in emergency medical services in rural areas to young people who have been in foster care. Using these websites, you can find out how to apply for the $3 billion in grants, scholarships, loans, tuition rebates and work-study programs that are available to Texans every year.


If you're interested in one of the UT System's institutions, you can learn about scholarships, low-interest loans and work-study programs at each campus. You can even get in touch with a financial ombudsman at each institution whose job is to help prospective students secure financial aid. You can also calculate how much financial aid may be available to you, based on your individual circumstances, learn how much a bachelor's degree is worth to your family, and discover why graduating in four years can be financially rewarding in all kinds of ways.


These websites are just a fraction of the information available to would-be college students. But this is a useful starting point. There's no need to leave your house - or even your chair. The information you need to get started is here.




A comprehensive site with information about all aspects of finding and obtaining financial aid for college. Prepared by the state's Higher Education Coordinating Board, College for Texans reminds prospective students that $3 billion is available every year for Texans to attend college. This site contains guides for preparing for and applying to college, as well as a listing of the types of financial aid available, how to apply for financial aid, a financial aid calculator and more.


Be On Time:

A statewide loan program that can provide eligible Texas students no-interest loans to attend colleges and universities in Texas. If the student meets specified goals, the entire loan amount can be forgiven upon graduation.


Texas Grant:

The purpose of the program, outlined in detail on this page within the College for Texans website, is to provide a grant of money to enable well-prepared eligible students to attend public and private nonprofit institutions of higher education in Texas.


Loan programs:

Also part of College for Texans, this page offers a list of a variety of types of loans that are available to Texas students.


Types of financial aid:

A listing of state and federal grants and scholarships that provide financial aid that does not have to be repaid. Some grants and scholarships require the student to maintain a certain grade point average (GPA) or take certain courses. Most grants are awarded on the basis of financial need. This section of the site lists the state and federal grants and scholarship programs available to students at Texas colleges and universities.

UT System Tuition, Financial Aid, and Scholarship Information

A website provided by the University of Texas System that contains complete information about tuition, how UT campus tuitions compare to other universities, and quick links to all nine UT universities' admissions, tuition and financial aid offices.

Frequently asked questions about tuition and financial aid

Part of the UT System's Tuition website, this page contains detailed answers to a myriad of questions about tuition and how it is set, as well as many answers to questions about financial aid.



The Federal government's site that contains information about Federal student aid. Filling out the form on this site is frequently a prerequisite to pursuing other financial aid.



>Federal Pell Grant
>Federal Student Aid

>COLLEGE BOARD.COM Scholarship Information


>Looking for Student Aid
>The Student Guide: Financial Aid From The U.S. Department of Education
>Financial Aid