Welcome to Annual Enrollment 2009

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Annual Enrollment (AE) began on July 1 and ends midnight CDT July 31, 2009. During this time you may change your group insurance benefit elections and add or remove dependents from coverage using My UT Benefits (formerly U.T. Touch).

On or around July 1, you will receive “Your UT Benefits Enrollment Options” letter or email that lists your current coverage and future coverage options and informs you if any action is required on your part. The elections you make will become effective on the later of September 1, 2009, or upon approval of EOI if required.

What's New beginning September 1, 2009?

1. Plan and Premium Rate Changes for the 2009-2010 Plan Year.
   
   There are several plan and premium rate changes for the 2009-2010 plan year. The following chart highlights these changes. More information is available in each plan section and the Benefits Cost Worksheet in this handbook.

Plan and Premium Information for 2009-2010 Plan Year

Plan	Vendor	Benefit Changes	Premium Changes
UT SELECT Medical	Blue Cross Blue Shield of Texas	Increase in provider office copays	Modest increase in out-of-pocket- premiums for dependent coverage from $10.37-$20.43 per month
UT SELECT Prescription Drug	Medco Health	Increase in annual deductible and brand drug copays. Several medications added to therapy programs	Included in UT SELECT medical premiums
UT SELECT Dental	Delta Dental	No changes	Modest increase in premiums ranging from $1.70 - $5.05 per month
Dental HMO	Assurant DMO	No changes	No changes
Vision	Superior Vision	Coverage added for both eye exam and contact lens fitting exam at separate copays	Modest decrease in premiums ranging from $0.56 - $1.50 per month
Group Term Life	Fort Dearborn Life	No changes	No changes
AD&D	Fort Dearborn Life	No changes	No changes
Short-Term Disability	Fort Dearborn Life	Shorter waiting perioed (from 30 to 14 days)	Significant decrease in premium
Long-Term Disability	Fort Dearborn Life	No changes	Modest decrease in premium
Long Term Care	CNA	Buy-up offer for current Guaranteed Benefit Option participants	No changes
UT FLEX	Payflex	No changes	No changes
Wellness	WebMD	New Health Risk Assessment Program	Free for UT SELECT participants



2. WebMD Selected as Living Well Health Manager
   WebMD has been selected to offer a personalized health risk assessment program as part of the UT SELECT medical plan beginning July 1, 2009. UT SELECT participants will have full access to the wide range of WebMD information through the UT-specific Web site portal, at no additional cost to UT SELECT participants.
3. New Disability Carrier
   Fort Dearborn Life Insurance Company (FDL) will administer both the Short-Term Disability (STD) plan and the Long-Term Disability (LTD) plan effective September 1, 2009. All employees currently enrolled in the STD plan or the LTD plan with the current carrier (Hartford) will automatically be enrolled in the respective plan(s) with FDL effective September 1 without Evidence of Insurability (EOI).
   
   No EOI will be required for current employees to enroll in either the STD plan or the LTD plan during this 2009 Annual Enrollment or following a qualified change in status event during the plan year. EOI will be required during subsequent Annual Enrollment periods.
4. Be Sure to Submit EOI Forms on Time
   During this 2009 Annual Enrollment, Evidence of Insurability (EOI) forms can be signed and submitted electronically using the online My UT Benefits (formerly U.T. Touch). All EOI forms submitted during this Annual Enrollment for medical or voluntary group term life coverage must be electronically signed by August 15, 2009 to be considered. Forms cannot be electronically signed after this date.
   
   Paper EOI forms for new employees must be signed, mailed and post-marked no later than 15 days from the end of the employee’s initial period of eligibility (first 31 days of employment). Forms postmarked after this date will NOT be accepted and will be returned.
   
   EOI will not be required for enrollment in the UT SELECT medical plan if proof is provided of other group insurance coverage that was in effect within 63 days prior to the beginning date of UT SELECT coverage.
5. You Must Re-Enroll in UT FLEX Account
   If you are currently enrolled in a UT FLEX Flexible Spending Account (either the Medical Expense Reimbursement Account or the Dependent Day Care Reimbursement Account) during the current 2008-2009 plan year, you MUST enroll during this 2009 Annual Enrollment period (July 1–31) to continue participation during the 2009-2010 Plan Year.
   
   If you currently use the PayFlex Debit Card this plan year for your Medical Expense Reimbursement Account, your Debit Card will continue for the 2009-2010 Plan Year unless you specifically cancel your selection during this Annual Enrollment. If your PayFlex Debit Card has an expiration date of 08/09, you will receive a new card prior to 9/1/09. If your Debit Card has an expiration date of 08/10 or later, you will continue to use your current Debit Card during the 2009-2010 plan year.
6. UT FLEX Grace Period
   Any unused UT FLEX Medical Expense Reimbursement Account balance from the 2008-2009 plan year can be used to reimburse expenses incurred through the end of the September 1 - November 15 grace period following the plan year. Read more about the grace period in the Plan Information, UT FLEX section of this handbook.

Helpful Tools

Many of the group administrators offer time-saving, online tools that allow you to

• Print ID cards;
• Search for the most up-to-date provider networks in the UT SELECT Medical and Prescription Drug plan, UT SELECT Dental plan, Assurant DMO plan and the Superior Vision plan;  
• Review your benefits;
• See UT SELECT Explanation of Benefits (EOB) summaries once your claim is paid;
• Receive status updates on the processing of your prescription requests through the Medco Home Delivery pharmacy; and
• Search for medications and low cost alternatives through My Rx Choices on the Medco Health Solutions Web site.

You can find out more about the online services available to you by visiting the Plan Administrators' Websites.