UT Benefits for Employees: Plan Year 2013-2014

Premium Sharing, Basic and Optional Coverages

Premium Sharing

If you are a benefits-eligible full-time employee, UT and the State of Texas will pay 100% of your premiums for the basic coverage package, and up to 50% of the premiums for your dependents' medical coverage.

If you are a benefits-eligible part-timeemployee, UT and the State of Texas will pay 50% of your premiums for the basic coverage package, and up to 25% of the premiums for your dependents' medical coverage.

If you are a part-time employee who is eligible for benefits because of your status as a graduate student, UT and the State of Texas will pay 50% of your premiums for the basic coverage package, and up to 25% of the premiums for your dependents' medical coverage. Your institution may also choose to supplement premiums for its graduate student employees. For more information, contact your institution Benefits Office.

If you are a benefits-eligible employee with coverage under another group health plan and elect to waive the basic coverage package you are eligible to use state premium sharing (50% if you are full-time and 25% if you are part-time) to purchase one or more of the following optional coverages that are paid on a pre-tax basis: Dental, Vision, and and Voluntary Accidental Death and Dismemberment. If you waive, you will not be enrolled in Basic Group Life Insurance or Basic Accidental Death and Dismemberment (AD&D) insurance.

Basic Coverage

UT Benefits includes the following basic coverage package for eligible employees:

  • UT SELECT Medical Plan, with Prescription Drug Coverage
  • $20,000 Basic Group Life Insurance
  • $20,000 Basic Accidental Death and Dismemberment (AD&D) Insurance

Optional Coverage

You may select the following Optional Coverage(s) for yourself and your eligible dependents, unless stated otherwise:

  • UT SELECT Medical Plan, with Prescription Drug Coverage, for your eligible dependents (enrollment in this plan is automatic for full-time employees)
  • UT SELECT Dental Insurance
  • UT SELECT Dental Plus Insurance
  • DeltaCare USA Dental HMO
  • Superior Vision Insurance
  • Superior Vision Plus Insurance
  • Voluntary Group Term Life Insurance
  • Voluntary Accidental Death and Dismemberment (AD&D) Insurance
  • Short-Term Disability (STD) Insurance (for employees only)
  • Long-Term Disability (LTD) Insurance (for employees only)
  • Long-Term Care (LTC)
  • UT FLEX Health Care Reimbursement Account (HCRA)
  • UT FLEX Dependent Day Care Reimbursement Account (DCRA)
 

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