Long Term Care - Active Employee

Long Term Care - Active Employee
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Plan Changes
Effective September 1, 2015

There are no plan changes to the Long Term Care insurance benefits or rates for the 2015-2016 plan year. However, this Annual Enrollment is the last opportunity to enroll in the LTC plan with CNA.

If you previously enrolled in the Long Term Care plan with CNA through UT Benefits, that coverage will remain in place unless you cancel it. If you want to enroll in Long Term Care, you need to contact CNA at (888) 825-0353. Information and resources below are effective through August 31, 2015; however, since benefits aren't changing, materials will be relevant even after September 1.

Click Here  to go to the Annual Enrollment page.



document  RESOURCES

Long Term Care Video

Term Care Guide

>   Long Term Care Benefit Highlights

CNA Website

mail   CONTACT

(888) 825-0353
7:00 AM - 5:00 PM CT

Continental Casualty
Attn: LTC Claims
P.O. Box 946760
Maitland, FL 32794-6760

Curent Plan Information
Effective through August 31, 2015

The fully insured group long-term care (LTC) insurance for active employees is offered to you through CNA. LTC insurance provides funds for necessary services when an individual becomes incapable of caring for himself or herself. Covered services can vary depending on the individual’s condition and can range from assistance in the home with day-to-day activities to care provided in a nursing home. It is important to note the need for long-term care can occur at any age.

The LTC plan is available to regular benefits-eligible employees, their spouse, adult children (25 years and older), parents, grandparents, parents-in-law and grandparents-in-law. Eligible family members may apply without your having applied for coverage. Evidence of insurability (EOI) is not required for employees who enroll within 31 days from their date of hire. If you wait until later, EOI will be required and you must be approved for coverage. EOI is always required for all other eligible enrollees.

Long-Term Care Benefit Summary

Daily Maximum Facility Care Benefit $100 $125 $150 $200 $250
Daily Maximum Home Care $50 $72.50 $75 $100 $125
Lifetime Maximum Benefit $109,500 $136,875 $164,250 $219,000 $273,750

 To help counter the effects of inflation, you may elect either the guaranteed benefit increase option (GBO) , which will offer periodic opportunities to increase (buy-up) your existing coverage, or the optional lifetime automatic benefit increase (ABI) . If ABI is chosen, on each anniversary of your coverage effective date CNA will increase each benefit amount in effect by 5%.

Enrollment in LTC cannot be done through My UT Benefits . You must enroll with CNA enrollment materials. For information or to order a complete package of information including enrollment materials, please call CNA Customer Service at (888) 825-0353 . Additional information is also available at www.ltcbenefits.com/uts  or your institution Benefits Office .

LTC coverage is portable, so if you leave your employment with UT System, you can keep your LTC coverage.

If you were enrolled in a LTC plan through UT System before September 1, 2013, please contact CNA for information about your LTC plan policy.

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