Risk Finance

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Automobile Policies

The University of Texas System (the UT System) purchases a variety of policies for coverage applicable to the operation and use of motorized vehicles. The UT System Policy UTS157-Automobile Insurance Coverage for Officers and Employees and General Requirements for the Use of Vehicles, describes the rules and regulations for the use of vehicles.

Systemwide Automobile Liability

The Systemwide Automobile Liability Policy provides liability coverage for bodily injury and property damage to third parties. The coverage is automatically included for all University of Texas owned (UT owned) and long term lease vehicles.

Physical Damage

The Physical Damage Policy provides physical damage coverage for select UT owned and long term lease vehicles. Vehicles must be scheduled.

Hired/Non-owned

The Hired and Non-owned Policy provides excess liability and physical damage coverage for hired vehicles, and excess liability coverage for other non-owned vehicles (i.e. an employee's personal vehicle).

Please note that UTS157-Automobile Insurance Coverage for Officers and Employees and General Requirements for the Use of Vehicles strongly discourages employees from using their personal vehicle to conduct official University business. This coverage is secondary to any personal auto insurance the employee has, and is only for property damage or bodily injury to third parties. It does not provide any physical damage coverage for damages sustained to the UT System employee's vehicle.

Athletics

The Athletics Policy provides liability, physical damage, personal injury protection, and uninsured/underinsured motorist coverage for loaned, courtesy, or promotional vehicles utilized by athletics department employees. Vehicles must be scheduled.

Foreign Auto Liability and Mexico Tourist Policy

Part of the Systemwide International package policy, the Foreign Auto Liability and Mexico Tourist policies provide liability and physical damage coverage for owned and hired vehicles involved in accidents which occur outside the United States, Canada, and Puerto Rico. Institutions must contact Risk Finance to receive an auto specific Mexican ID card before traveling into Mexico.

 

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