Why is the Health / Medical Insurance deduction on my pay stub different than the out-of-pocket cost listed on this worksheet?

Health Basic Coverage is inclusive of Subscriber Only Medical coverage plus $10,000 Basic Life coverage for retired employees or $50,000 Basic Life coverage and $50,000 Basic Accidental Death and Dismemberment (AD&D) coverage for active employees. Premium Sharing pays for your Basic Life and Basic AD&D coverage along with the Subscriber's Medical coverage and a portion of your Dependent Medical coverage.

Premium Sharing is the portion of your benefits that the University pays for and is listed in a separate category. Premium Sharing shows up as an addition to your gross pay. The costs of your coverages show up as deductions. The total cost of your coverages minus Premium Sharing should equal the total at the bottom of this worksheet.

All U.T. Medical Plan subscribers must declare Covered Tobacco Users, up to a maximum of 3 users (you, your spouse, and at least one child age 16 or older). Your Covered Tobacco Users must be declared before access to the Benefits Summary and Dependents tabs is granted. As a result, you must make your Tobacco User Declaration and click the "Record My Elections" button before you can review your coverage and update your dependents on these tabs. For more information, please refer to the OEB Tobacco Premium Program.

You must make a Tobacco User Declaration every year.

Employee Voluntary GTL coverage is selected in one to ten times earnings/salary increments of $1,000.

The maximum spouse Voluntary AD&D coverage is 50% of the employee's coverage amount (rounded down to nearest $10,000).

Dependent child(ren) coverage is limited to $10,000 per child for one monthly premium. Employee must have at least $20,000 in Voluntary AD&D coverage to elect dependent Voluntary AD&D coverage.