Group Term Life Insurance - Active Employee

Group Term Life Insurance - Active Employee
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Plan Changes
Effective September 1, 2015

There are no changes to the life insurance benefits or rates for the 2015-2016 plan year. 

You may add or increase coverage during annual enrollment. Rates have not changed, but if you are crossing an age band, your rate may change.



 of Subscriber on 9/01/11

Rate per $1,000 Coverage



 of Spouse on 9/01/11

Rate per $1,000 Coverage




15 – 24





25 – 29


< 35



30 – 34


35 – 39



35 – 39


40 – 44



40 – 44


45 – 49



45 – 49


50 – 54



50 – 54


55 - 59



55 - 59


60 - 64



60 - 64


65 - 69



65 - 69


70 and over



70 and over


Information below and resources to the right are effective through August 31, 2015; however, since benefits aren't changing updated materials available after September 1 will be minimal and only for purposes of additional clarification.

Adding or increasing life insurance during annual enrollment requires Evidence of Insurability.

> Return to the Annual Enrollment page

document  RESOURCES


Life and AD&D Benefits Video

Dearborn National Website




Dearborn National CUSTOMER SERVICE
(866) 628-2606 

Claims Address: 
1020 31st Street 
Downers Grove, IL 60515-5591

Current Plan Information
Effective through August 31, 2015

Group term life (GTL) insurance can help ensure financial security for your family and loved ones upon your death. UT System, through the vendor Dearborn National, provides eligible employees with $20,000 basic GTL as part of the basic coverage package. Benefits-eligible employees enrolled in the UT SELECT Medical Plan are automatically enrolled in this basic coverage.

Regular benefits-eligible active employees also have the opportunity to purchase additional employee and dependent coverage at group rates.

Basic Group Term Life (GTL) Benefits

Basic group term life insurance in the amount of $20,000 is a part of the basic coverage package. Full time eligible employees enrolled in the UT SELECT Medical plan are automatically enrolled in the basic GTL at no cost and without Evidence of Insurability (EOI).

Voluntary Group Term Life Options

Coverage Level Benefit Amount
Employee Voluntary GTL (available with or without Basic GTL) 1 to 6 times Annual Compensation up to a maximum of $1,500,000
Dependent Voluntary GTL* $10,000 (Benefit amount for spouse and each eligible dependent child)
Additional Spouse Voluntary GTL* $15,000 or $40,000 in addition to the $10,000 Dependent Voluntary GTL

*Employee must be enrolled in Employee Voluntary GTL benefits in order to elect benefits for spouse and/or dependent children.

Active employees who participate in an alternative UT System health institution life plan are not eligible to participate in the Voluntary Group Term Life plan offered under Dearborn National.

Evidence of insurability (EOI) is required for:

  • Employee Voluntary GTL coverage of up to 3 times annual salary, except within the initial 31-day benefit election period or following a qualified change of status;
  • Employee Voluntary GTL coverage of 4, 5, or 6 times annual salary; or
  • Additional Spouse Voluntary GTL. 

The dependent voluntary GTL premium provides coverage of $10,000 for each eligible dependent regardless of how many dependents are covered. Employee Voluntary GTL and Additional Spouse Voluntary GTL premium is based on the enrolled person’s age and benefit coverage level. © 2015 The University of Texas System.
601 Colorado Street, Austin, Texas 78701-2982. (512)499-4200