UT CARE™ Medicare PPO (UT CARE) covers Medicare-eligible retirees and Medicare-eligible dependents of retirees, whether individuals are Medicare-eligible due to age or disability. Please note that due to federal coordination rules, retirees who return to work with a UT institution in a benefits-eligible capacity and all covered dependents of such a retiree will be eligible for the UT SELECT Medical plan, as with any other active employee.
- Members must be enrolled in Medicare A and Medicare B to participate in the UT CARE Medicare PPO. Learn about the importance of enrolling in Medicare Part A and Part B.
- Please review the UT CARE Quick Start Reference Sheet for tips and information about transitioning to the UT CARE Medicare PPO.
How to Log In to My UT Benefits for Retirees (.pdf)
For additional information, including Frequently Asked Questions (FAQs), please visit the Blue Cross Blue Shield UT CARE™ Medicare PPO website.
Information in Other Languages | Información en Español | Thông tin bằng tiếng Việt
If you need personalized help, call 1-877-842-7562 TTY 711. Help is available 24 hours per day, 7 days per week.
Enrollees in the UT CARE Medicare Advantage plan will not receive a 1095 form from Blue Cross or UT. Medicare will send you a Form 1095. If you need a replacement form, please contact Medicare at 1-800-MEDICARE (1-800-633-4227).
For more information, visit the Medicare website.
See below for monthly premium rates.
UT CARE Medicare PPO Plan Overview
Please note that the video below was created to provide a look at the UT CARE plan before it launched on January 1, 2023, but still offers an accurate and helpful summary of the plan. The benefits and other key details discussed in the video remain the same.
The main change in UT CARE benefits for 2026 will be that Hinge Health will no longer be part of UT CARE's extra health and wellness benefits. Please carefully review the UT CARE Highlights (linked above) for full details about the upcoming plan year, including an important update about CVS pharmacy.
You can enroll or opt out of UT CARE (or adjust coverage for your eligible dependent(s)) during the July Annual Enrollment period each year (when all of your UT Benefits insurance coverage can be adjusted). Alternatively, you can adjust your own or your eligible dependent's UT CARE enrollment status during the specific UT CARE enrollment period from November 1 through November 15 each year, in conjunction with federal Medicare enrollment opportunities. Plan and enrollment information is sent directly to eligible subscribers in advance of each of these enrollment periods each year.
UT CARE Medicare PPO Monthly Premium Rates
RETIREES*
| 2025 PLAN YEAR | Total Monthly Premium | State/Institution Contribution | Member Out-of-Pocket Cost |
|---|---|---|---|
| Retiree Only | $780.24 | $780.24 | $0 |
| Retiree and Spouse | $1,525.14 | $1,189.20 | $335.94 |
| Retiree and Child(ren) | $1,393.26 | $1,041.90 | $351.36 |
| Retiree and Family | $2,114.90 | $1,453.34 | $661.56 |
| 2026 PLAN YEAR | Total Monthly Premium | State/Institution Contribution | Member Out-of-Pocket Cost |
|---|---|---|---|
| Retiree Only | $842.66 | $842.66 | $0 |
| Retiree and Spouse | $1,647.16 | $1,284.34 | $362.82 |
| Retiree and Child(ren) | $1,504.72 | $1,125.26 | $379.46 |
| Retiree and Family | $2,284.10 | $1,569.62 | $714.48 |
*Retiree Basic Coverage includes medical and prescription (at the applicable monthly premium rates) plus $10,000 Basic Life at no additional out-of-pocket cost. Retiree must be enrolled in a UT System medical plan to be covered by Basic Life coverage.
SURVIVING SPOUSES AND DEPENDENTS**
| 2025 PLAN YEAR | Member Out-of-Pocket Cost |
|---|---|
| Surviving Spouse Only | $352.37 |
| Surviving Child(ren) Only | $352.37 |
| Surviving Spouse and Child(ren) | $704.75 |
| 2026 PLAN YEAR | Member Out-of-Pocket Cost |
|---|---|
| Surviving Spouse Only | $403.05 |
| Surviving Child(ren) Only | $403.05 |
| Surviving Spouse and Child(ren) | $806.10 |
**For surviving dependent families who also have a family member enrolled in UT SELECT, the monthly premium may be different than what is listed above. If you are in this situation, please contact UT Benefits Billing to confirm the applicable monthly premium rate.
Info in Other Languages | Información en Español | Thông tin bằng tiếng Việt
UT CARE Medicare Plan in Other Languages (.pdf)
Blue Cross Blue Shield of Texas provides free language services to people whose primary language is not English, such as:
- Qualified interpreters
- Information written in other languages
We have free interpreter services to answer any questions you may have about our health or drug plan. To get an interpreter, just call us at 1-877-842-7562 (TTY/TDD: 1-877-842-7562). Someone who speaks English/Language can help you. This is a free service.
¿Necesita información en Español?
Tenemos servicios de intérprete sin costo alguno para responder cualquier pregunta que pueda tener sobre nuestro plan de salud o medicamentos. Para hablar con un intérprete, por favor llame al 1-877-842-7562 (TTY/TDD: 1-877-842-7562). Alguien que hable español le podrá ayudar. Este es un servicio gratuito.
